【中文版】

存款利率降低，为什么股票要涨？这是一个复杂的问题，需要从多个角度进行分析。

首先，存款利率降低可能会增加股票的相对吸引力。在相对较低的存款利率下，投资者可能会更愿意考虑将资金投入其他投资领域，例如股票市场。相对于存款，股票通常被认为具有更高的收益潜力，因此降低存款利率可能会使投资者对股票市场的兴趣增加。

其次，存款利率降低可能会改善上市公司的业绩。当银行存款利率下降时，企业贷款成本也会相应降低，这有助于提高企业的盈利能力和业绩。如果企业的业绩表现得到改善，那么这可能会对股票价格产生积极的影响。

此外，存款利率降低还可能会增加市场流动性。在相对较低的存款利率下，投资者可能会更愿意将资金投入市场，从而增加市场的交易量和流动性。这有助于提高市场的信心和稳定性，进而对股票价格产生积极的影响。

总的来说，存款利率降低可能会从多个方面对股票市场产生积极的影响。但是需要注意的是，这并不意味着每次存款利率降低时股票都会上涨。股票市场的涨跌受到多种因素的影响，包括宏观经济环境、政策变化、公司业绩等等。

【英文版】

Why do stocks rise when deposit interest rates fall? This is a complex question that needs to be analyzed from multiple perspectives.

Firstly, lower deposit interest rates may increase the relative attractiveness of stocks. With relatively low deposit rates, investors may be more willing to consider investing their funds in other investment areas, such as the stock market. Compared to deposits, stocks are usually considered to have higher yield potential, so lower deposit rates may make investors more interested in the stock market.

Secondly, lower deposit interest rates may improve the performance of listed companies. When deposit interest rates fall, the cost of corporate loans also decreases accordingly, which helps to improve corporate profitability and performance. If the performance of companies improves, it may have a positive impact on stock prices.

In addition, lower deposit interest rates may increase market liquidity. With relatively low deposit rates, investors may be more willing to invest funds in the market, thereby increasing market trading volume and liquidity. This helps to boost market confidence and stability, which in turn has a positive impact on stock prices.

Overall, lower deposit interest rates may have a positive impact on the stock market from multiple aspects. However, it should be noted that this does not mean that every time deposit interest rates fall, stocks will rise. The rise and fall of stock markets is influenced by multiple factors, including the macroeconomic environment, policy changes, company performance, and so on.