【中文版】

兴业银行预借现金什么时候还？

兴业银行预借现金业务是一种便捷的借款方式，客户可以在银行柜台或ATM机上预借一定金额的现金，然后在规定时间内还款。那么，兴业银行预借现金什么时候还呢？

首先，客户在申请预借现金时，银行会要求客户输入还款日期和还款金额。一般来说，还款日期默认为借款当天的日期，客户也可以自行设定还款日期。还款金额则是根据客户借款的金额和借款天数来计算。

其次，客户在还款时，可以选择银行柜台还款、ATM机还款、网上银行还款等方式。其中，ATM机还款最为便捷，客户只需将现金存入指定的借记卡账户即可完成还款。银行柜台还款则需要客户亲自前往银行柜台办理还款手续。网上银行还款则需要在网上银行客户端进行操作。

最后，如果客户未能按时还款，银行会收取一定的逾期利息和滞纳金。同时，客户的信用记录也会受到影响，可能会对今后的借款申请造成一定的影响。因此，建议客户在借款前仔细考虑自己的还款能力，确保能够按时还款。

总之，兴业银行预借现金的还款日期和还款方式都可以由客户自行设定和选择。客户需要根据自己的实际情况选择最合适的还款方式，确保能够按时还款，以避免对自身的信用记录和借款申请造成不良影响。

【英文版】

When to repay SINOCHE’s cash advance?

SINOCHE’s cash advance service is a convenient loan method that allows customers to withdraw a certain amount of cash from the bank counter or ATM and repay it within a specified time limit. So, when should you repay SINOCHE’s cash advance?

Firstly, when applying for a cash advance, the bank will ask the customer to input the repayment date and amount. Generally, the repayment date is defaulted as the date of the loan, and the customer can also set the repayment date themselves. The repayment amount is calculated based on the amount of the loan and the number of days of the loan.

Secondly, when repaying the loan, customers can choose from several methods such as repaying at the bank counter, repaying at the ATM, repaying online, etc. Among them, repaying at the ATM is the most convenient method, where customers can simply deposit cash into the designated debit card account to complete the repayment. Repaying at the bank counter requires customers to go to the bank counter in person to handle the repayment procedures. Repaying online needs to be operated at the online banking client.

Finally, if the customer fails to repay on time, the bank will charge a certain amount of overdue interest and fines. At the same time, the customer’s credit record will also be affected, which may have a certain impact on future loan applications. Therefore, it is recommended that customers carefully consider their repayment ability before borrowing and ensure timely repayment in order to avoid adverse effects on their credit record and loan application.

In summary, both the repayment date and method of SINOCHE’s cash advance can be set and selected by the customer. Customers need to choose the most suitable repayment method based on their actual situation to ensure timely repayment and avoid adverse effects on their credit record and loan application.