好英语网中文：
信用证银行什么时候付款？
信用证是一种由开证银行按照申请人（买方）的要求和指示开立的，承诺在特定期限内凭符合规定的单据付款的书面保证文件。在国际贸易中，信用证被用作一种安全、可靠的支付方式。
根据信用证的条款和条件，付款时间可能会有所不同。一般来说，信用证有三种类型，即即期信用证、远期信用证和延期付款信用证。
- 即期信用证：开证银行在收到受益人提交的单据后，应立即或在单据上指定的时间内付款。
- 远期信用证：开证银行在收到受益人提交的单据后，在特定期限内付款，一般在货物装运后数天或数周内付款。
- 延期付款信用证：开证银行在收到受益人提交的单据后，在特定期限内付款，该期限通常是在货物装运后数月或数年。
在选择使用哪种类型的信用证时，买方和卖方通常会根据交易的实际情况和需求进行协商。同时，开证银行也会根据申请人的资信情况和财务状况等因素进行评估和决定。
总之，信用证银行的付款时间是根据信用证的条款和条件来确定的。如果需要使用信用证进行支付，建议提前与开证银行沟通并确认相关条款和条件，以确保顺利完成交易。
英文：
When does the letter of credit bank pay?
A letter of credit is a written guarantee issued by the issuing bank at the request and in accordance with the instructions of the applicant (buyer),承诺 to pay for the documents that meet the specified requirements within a certain period of time. In international trade, the letter of credit is used as a safe and reliable payment method.
According to the terms and conditions of the letter of credit, the payment time may vary. Generally speaking, there are three types of letters of credit, namely, sight letter of credit, usance letter of credit, and deferred payment letter of credit.
- Sight letter of credit: The issuing bank shall pay immediately or within the time specified on the document upon receipt of the documents submitted by the beneficiary.
- Usance letter of credit: The issuing bank shall pay within a specified period of time after receipt of the documents submitted by the beneficiary, usually within a few days or weeks after the goods are shipped.
- Deferred payment letter of credit: The issuing bank shall pay within a specified period of time after receipt of the documents submitted by the beneficiary, usually several months or years after the goods are shipped.
When choosing which type of letter of credit to use, the buyer and seller usually negotiate based on the actual situation and needs of the transaction. At the same time, the issuing bank will also evaluate and decide based on the applicant's credit status and financial conditions.
In short, the payment time of the letter of credit bank is determined by the terms and conditions of the letter of credit. If you need to use a letter of credit for payment, it is recommended to communicate with the issuing bank in advance and confirm the relevant terms and conditions to ensure a smooth transaction.
