中文：

基金互认是指境内外资产管理机构在对方所在地互相认购对方发行的基金，并在约定的时间和价格进行买卖的行为。这一机制旨在为投资者提供更加多样化的投资选择，促进资产管理行业的交流与合作。

在基金互认中，境内外资产管理机构需要符合一定的资格条件，包括资产管理机构持续运营三年以上、证券投资基金管理规模不少于200亿元、近三年未因违法违规行为受到行政处罚等。通过基金互认，境内外资产管理机构可以互相进入对方的基金市场，这有利于引导更多的资金进入对方市场，促进金融市场的开放和合作。

基金互认的积极意义在于：一方面可以为投资者提供更加多样化的投资选择，满足不同投资者的风险偏好和收益需求；另一方面可以促进资产管理行业的交流与合作，推动资产管理行业的创新与发展。此外，基金互认还有助于提高基金的流动性和市场定价能力，为投资者提供更加公平、透明的投资环境。

英文：

Mutual recognition of funds refers to the mutual subscription and purchase of each other's funds by domestic and foreign asset management institutions in their respective markets, and the performance of buying and selling activities at the agreed time and price. This mechanism is aimed at providing investors with more diversified investment options, and promoting the exchange and cooperation of the asset management industry.

For mutual recognition of funds, domestic and foreign asset management institutions need to meet certain qualification conditions, including operating for more than three years, having a securities investment fund management scale of no less than 20 billion, and not being subject to administrative penalties for illegal and regulatory violations in the past three years. Through mutual recognition of funds, domestic and foreign asset management institutions can enter each other's fund markets, which is conducive to guiding more funds into each other's markets, promoting the opening up and cooperation of financial markets.

The positive significance of mutual recognition of funds lies in: on the one hand, it can provide investors with more diversified investment options, meeting the different risk preferences and income needs of investors; on the other hand, it can promote the exchange and cooperation of the asset management industry, and promote innovation and development in the asset management industry. In addition, mutual recognition of funds can also help improve the liquidity of funds and market pricing ability, providing investors with a more fair and transparent investment environment.