【中文版】

便利收益是指投资者在投资过程中，因资金运用和管理的便利而获得的额外收益。这种收益通常是由于投资者拥有相应的资金实力、管理经验和专业技能，从而在投资市场上获得一定的优势，实现比其他投资者更高的投资回报。

便利收益的具体表现形式可以是多种多样的。例如，投资者可以通过对市场趋势的准确判断，选择合适的投资机会，从而获得高于市场平均水平的收益；或者，投资者可以利用自身的专业知识和经验，选择具有潜力的投资项目，并对其进行精细管理，实现更高的收益。此外，投资者还可以通过降低交易成本、优化投资组合等方式来提高便利收益。

在投资过程中，便利收益并不是一种可持续的收益来源。投资者应该通过不断学习和积累经验，提高自身投资技能和风险管理能力，以更好地适应不断变化的市场环境。同时，投资者应该注意不要过度依赖便利收益，而是应该将重点放在长期稳定的投资回报上。

【英文版】

Convenience yield refers to the extra returns obtained by investors in the investment process due to the convenience of capital utilization and management. This kind of return is usually because investors have corresponding financial strength, management experience and professional skills, so that they can obtain certain advantages in the investment market and achieve higher investment returns than other investors.

The specific forms of convenience yield can be diverse. For example, investors can accurately predict market trends and choose appropriate investment opportunities, thereby obtaining returns higher than the market average. Alternatively, investors can use their professional knowledge and experience to select potential investment projects and carry out fine management to achieve higher returns. In addition, investors can also increase convenience yield by reducing transaction costs, optimizing investment portfolios, and other ways.

In the investment process, convenience yield is not a sustainable source of returns. Investors should continuously learn and accumulate experience to improve their investment skills and risk management abilities in order to better adapt to the constantly changing market environment. At the same time, investors should be careful not to rely too much on convenience yield, but should focus on long-term stable investment returns.