银行卡的起源与发展

银行卡，作为现代金融的标志之一，已经深入到我们的日常生活中。它的出现极大地改变了我们的购物、支付和理财方式。那么，银行卡是什么时候成立的呢？它的历史和发展又是怎样的呢？本文将为您详细介绍。

中文部分：

银行卡的起源可以追溯到20世纪中叶。1950年代初，美国的一些商店开始发行一种被称为“购物券”的卡片，这种卡片可以用于商店内的支付。随后，美国富兰克林国家银行发行了一种名为“看卡”的卡片，这种卡片可以在多家商店使用。然而，真正意义上的银行卡的诞生是在1952年。当时，美国的一些银行合作推出了“Diners Club”卡片，该卡可以在全球范围内使用。自此以后，银行卡逐渐发展成为一种全球性的支付工具。

英文部分：

The origin of the bank card can be traced back to the mid-20th century. In the early 1950s, some stores in the United States started to issue a card called the "shopping coupon" that could be used for payment in the store. Shortly after, the Franklin National Bank issued a card called the "Check Card" that could be used at multiple stores. However, the birth of the true bank card took place in 1952. At that time, some banks in the United States collaborated to launch the "Diners Club" card, which could be used worldwide. Since then, the bank card has gradually developed into a global payment tool.