货币投资指的是什么

货币投资，也被称为现金投资，是一种投资方式，其目的是通过持有货币来获得收益。这种投资方式通常涉及将资金存入银行或其他金融机构，以获得利息收入或其他形式的回报。

英文对应段落： What is monetary investment?

Monetary investment, also known as cash investment, is an investment approach that aims to generate income by holding currency. This type of investment typically involves depositing funds in a bank or other financial institution to earn interest income or other forms of return.

在货币投资中，投资者将资金存入银行或其他金融机构，以获得利息收入。这是最常见的货币投资方式，因为大多数人都希望通过将资金存入银行来获得一定的回报。除了利息收入外，货币投资还可以通过其他方式获得回报，例如购买货币市场基金或债券等金融产品。

英文对应段落： In monetary investment, investors deposit funds in a bank or other financial institution to earn interest income. This is the most common form of monetary investment, as most people want to earn some return by depositing their funds in a bank. Besides interest income, monetary investment can also generate returns through other means, such as purchasing financial products like money market funds or bonds.

货币投资具有较低的风险，因为它是将资金存入已经存在的机构中。然而，投资者需要注意货币投资的收益通常较低，因为这种投资方式的回报率受到通货膨胀和市场利率的影响。

英文对应段落： Monetary investment has low risk, as it involves depositing funds into already established institutions. However, investors should be aware that the returns on monetary investment are typically lower, as the rate of return is affected by inflation and market interest rates.