银行是什么时候引进的？

中文段落：

银行作为现代金融体系的核心组成部分，其引进的时间与地点因历史背景和经济条件而异。在中国，银行的引进可以追溯到古代的钱庄和票号，这些机构最初是为了满足商业交易和货币流通的需要而设立的。然而，真正意义上的现代银行体系是在近代随着西方列强的入侵和现代化的进程而逐渐建立起来的。

19世纪中叶，随着鸦片战争的失败和通商口岸的开放，外国银行开始进入中国市场。这些银行带来了先进的金融理念和技术，为中国金融业的现代化奠定了基础。到了20世纪初，随着民族资本主义的兴起和政府的推动，中国开始自主建立现代银行体系，如大清银行（后改名为中国银行）和交通银行等。这些银行的成立，标志着中国银行业进入了新的发展阶段。

此后，随着经济的发展和金融市场的深化，中国的银行业经历了多次变革和创新。如今，银行已成为国民经济中不可或缺的重要组成部分，为经济发展和社会进步提供了强有力的金融支持。

英文段落：

The introduction of banks, as a core component of the modern financial system, varies in time and location based on historical backgrounds and economic conditions. In China, the introduction of banks can be traced back to ancient money houses and bill exchange offices, which were initially established to meet the needs of commercial transactions and currency circulation. However, the truly modern banking system gradually emerged with the invasion of Western powers and the process of modernization in recent history.

In the mid-19th century, following the defeat in the Opium War and the opening of treaty ports, foreign banks began to enter the Chinese market. These banks brought advanced financial concepts and technologies, laying the foundation for the modernization of China's financial industry. By the early 20th century, with the rise of national capitalism and government promotion, China began to independently establish a modern banking system, such as the Bank of Qing (later renamed as the Bank of China) and the Bank of Communications. The establishment of these banks marked a new stage in the development of China's banking industry.

Since then, with the development of the economy and the deepening of financial markets, China's banking industry has undergone numerous transformations and innovations. Nowadays, banks have become an indispensable and crucial component of the national economy, providing powerful financial support for economic development and social progress.