中文：

建行信用卡被扣积分是指在使用建设银行信用卡进行消费或进行其他相关操作时，由于某些原因，信用卡的积分被扣除的现象。积分是建设银行为鼓励信用卡持卡人积极消费、提高信用卡使用率而设立的一种奖励机制，通过累积积分，持卡人可以在建行的积分商城兑换各种礼品或服务。

导致建行信用卡被扣积分的原因有很多，比如持卡人未按时还款、逾期还款、信用卡透支、涉及欺诈行为等。此外，如果持卡人违反了建行的信用卡使用规定，如进行虚假交易、恶意套现等行为，也会被扣除相应的积分。

对于建行信用卡被扣积分的情况，持卡人应该及时关注并了解被扣积分的原因，以便及时纠正自己的行为并避免积分继续被扣除。同时，持卡人也可以通过积极消费、合理使用信用卡等方式来累积更多的积分，以享受更多的积分兑换优惠。

英文：

The deduction of points from China Construction Bank's credit card refers to the phenomenon where points are subtracted from the credit card due to certain reasons when using the bank's credit card for consumption or other related operations. Points are a reward mechanism established by China Construction Bank to encourage credit card holders to actively consume and increase the usage rate of credit cards. By accumulating points, cardholders can redeem various gifts or services in the bank's points mall.

There are many reasons why points may be deducted from China Construction Bank's credit card, such as the cardholder's failure to repay on time, overdue repayment, credit card overdraft, and involvement in fraudulent activities. Additionally, if the cardholder violates the bank's credit card usage regulations, such as conducting fraudulent transactions or malicious cash-out behaviors, corresponding points will also be deducted.

For the situation where points are deducted from China Construction Bank's credit card, cardholders should promptly pay attention to and understand the reasons for the deduction, so as to promptly correct their behavior and avoid further deductions of points. At the same time, cardholders can also accumulate more points through active consumption and reasonable use of credit cards to enjoy more point redemption benefits.