天使贷为什么没有额度？

中文：

天使贷作为一种新兴的借贷方式，近年来受到了不少人的青睐。然而，有些人在申请天使贷时会发现，自己并没有获得额度，这是为什么呢？

首先，我们需要了解天使贷的额度是如何确定的。一般来说，天使贷的额度是根据借款人的信用评分、收入状况、借款用途等多个因素综合评估得出的。如果借款人的信用评分较低，或者收入状况不够稳定，那么获得天使贷的额度就会受到影响。

其次，天使贷的额度还受到市场环境和政策因素的影响。如果当前市场环境不佳，或者政策对天使贷的额度有所限制，那么借款人的额度申请也可能会受到影响。

此外，借款人在申请天使贷时还需要提供完整的资料和证明，如果资料不齐全或者存在虚假情况，那么也会导致额度申请失败。

因此，如果你发现自己的天使贷没有额度，可以先从以上几个方面进行排查。同时，建议借款人在申请天使贷前，先了解清楚自己的信用状况和市场环境，确保自己的申请条件和资料都符合要求，以提高获得额度的成功率。

英文：

Why Doesn't Angel Loan Have a Credit Limit?

Angel Loan, as a new type of lending method, has gained popularity among many people in recent years. However, some people may find that they do not receive a credit limit when applying for Angel Loan. Why is that?

First, we need to understand how the credit limit of Angel Loan is determined. Generally speaking, the credit limit of Angel Loan is comprehensively evaluated based on the borrower's credit score, income status, purpose of borrowing, and other factors. If the borrower's credit score is low or their income status is unstable, their credit limit for Angel Loan may be affected.

Secondly, the credit limit of Angel Loan is also influenced by market conditions and policy factors. If the current market environment is poor, or if policies restrict the credit limit of Angel Loan, the borrower's credit limit application may also be affected.

In addition, when applying for Angel Loan, borrowers need to provide complete information and proof. If the information is incomplete or there are falsifications, it can lead to a failed credit limit application.

Therefore, if you find that your Angel Loan does not have a credit limit, you can start by checking the above factors. It is also recommended that before applying for Angel Loan, borrowers should clearly understand their credit status and market environment, ensuring that their application conditions and information meet the requirements, in order to increase the success rate of obtaining a credit limit.