中文版

交行基金赎回操作指南

交通银行作为国内领先的商业银行之一，其基金业务备受投资者青睐。当投资者需要赎回交行基金时，掌握正确的操作流程至关重要。本文将为您详细介绍交行基金赎回的操作步骤。

首先，投资者需要登录交通银行网上银行或手机银行APP。在首页找到“基金”或“投资理财”板块，点击进入。接着，在基金页面中，投资者可以看到自己持有的基金列表。选择需要赎回的基金，点击“赎回”按钮。

在赎回页面，投资者需要输入赎回份额或金额，并确认赎回信息。请注意，赎回份额或金额必须大于等于基金规定的最低赎回额度。同时，投资者还需要选择赎回资金的到账方式，如原路返回或指定账户等。

确认赎回信息无误后，投资者需要输入交易密码或进行其他身份验证操作，以确保交易安全。完成身份验证后，点击“提交”按钮，赎回申请即提交成功。

提交赎回申请后，投资者可以在网上银行或手机银行APP上查看赎回申请的处理状态。一般情况下，赎回申请会在T+n个工作日内得到处理，具体到账时间还需根据基金公司的规定而定。

需要注意的是，基金赎回可能会产生一定的费用，如赎回手续费等。投资者在赎回前，应仔细了解基金合同中的相关条款，以便做出明智的投资决策。

总之，交通银行基金赎回操作简便快捷，投资者只需按照上述步骤操作即可。在赎回过程中，请务必确保信息的准确性和安全性，以保障自身权益。

英文版

Guide to Redeeming BOCOM Funds

As one of the leading commercial banks in China, Bank of Communications (BOCOM) enjoys widespread popularity among investors for its fund business. When investors need to redeem BOCOM funds, it is crucial to grasp the correct operation process. This article will provide you with a detailed introduction to the steps of redeeming BOCOM funds.

Firstly, investors need to log in to BOCOM's online banking or mobile banking app. Locate the "Funds" or "Investment & Wealth Management" section on the homepage and click to enter. Next, on the fund page, investors can see a list of the funds they hold. Select the fund to be redeemed and click the "Redeem" button.

On the redemption page, investors need to enter the redemption share or amount and confirm the redemption information. Please note that the redemption share or amount must be greater than or equal to the minimum redemption amount stipulated by the fund. Additionally, investors need to choose the method for the redemption proceeds to be credited, such as returning to the original account or transferring to a designated account.

After confirming that the redemption information is correct, investors need to enter their transaction password or perform other identity verification operations to ensure transaction security. Once the identity verification is completed, click the "Submit" button, and the redemption application will be successfully submitted.

After submitting the redemption application, investors can check the processing status of the redemption application on the online banking or mobile banking app. Generally, the redemption application will be processed within T+n working days, and the specific arrival time will depend on the regulations of the fund company.

It is worth noting that fund redemptions may incur certain fees, such as redemption fees. Investors should carefully review the relevant clauses in the fund contract before redemption to make informed investment decisions.

Overall, redeeming BOCOM funds is simple and convenient. Investors only need to follow the above steps. During the redemption process, please ensure the accuracy and security of the information to protect your rights and interests.