宏利金融这公司怎么样

宏利金融（Manulife Financial）是一家在金融领域具有显著影响力的公司。

宏利金融成立于 1887 年，由加拿大首任总理约翰·亚历山大·麦克唐纳创立，至今已有超过 155 年的历史。它的总部位于加拿大多伦多，是一家以保险业务为主，并提供广泛金融服务的公司。

宏利金融的业务范围广泛，涵盖个人人寿保险、团体人寿及医疗保险、团体退休金计划、再保险服务及投资管理服务等。公司为个人、团体及机构客户提供理财建议、保险及财富与资产管理方案。截至 2020 年底，公司旗下有超过 37,000 位员工、逾 118,000 位代理人，以及数以万计的经销合作伙伴，为超过 3,000 万位客户提供服务。

在资产规模方面，截至 2020 年 12 月 31 日，宏利所管理和提供行政管理的资产总值达 13,000 亿加元（约 79,000 亿港元），而在过去十二个月支付予客户的款项达 316 亿加元。

宏利金融在全球多个地区开展业务，包括亚洲、加拿大和美国。其在多伦多、纽约及菲律宾证券交易所以股份代号 MFC 上市，在香港交易所则以股份代号 945 上市。

在信贷评级方面，宏利金融旗下已获评级的附属保险公司获标准普尔信贷评级将其财政实力评级由“AA+”调升至“AAA”，这是标准普尔八个评级类别中的最高级别。全球仅有两家上市寿险公司的附属保险公司能获此评级，而宏利金融为其中一家，足证其管理架构完善及财政状况稳健。

多年来，宏利金融通过一系列的收购和合并不断壮大自身实力。例如，2003 年 9 月 30 日，宏利金融以 110 亿美元收购恒康金融服务有限公司，成为北美第二大的寿险集团。2014 年 9 月 4 日，宏利金融以 40 亿加元向标准人寿收购加拿大资产管理及保险业务。2022 年，宏利金融顺利完成加拿大规模最大的跨国合并交易，与美国 John Hancock 金融服务有限公司完成合并，使其在加拿大的地位进一步提升。

宏利金融在中国市场也有布局，恒丰金融管理有限公司作为其全资子公司是关键举措之一。公司集理财、金融以及区块链业务于一体，长期从事团体人寿保险和个人人寿保险业务，养老金产品和银行产品也深受客户支持。

从公司的发展历程来看，宏利金融历经百年风雨，熬过了两次世界大战和多次金融危机，展现出强大的韧性和适应能力。其资产规模雄厚，根据相关数据显示，自 2015 年 9 月之后公司资产规模已经超过 6630 亿美元。

在行业排名方面，宏利金融表现出色。在 2018 年 7 月，被列为《财富》世界 500 强排行榜第 241 位。2019 年 7 月，在《财富》世界 500 强榜单中排名第 418 位。2020 年初，在 2020 年全球最具价值 500 大品牌榜中排名第 476 位。2020 年 5 月 13 日，名列 2020 福布斯全球企业 2,000 强榜第 123 位。2020 年 8 月 10 日，名列 2020 年《财富》世界 500 强排行榜第 181 位。

综上所述，宏利金融是一家实力强劲、业务广泛、历史悠久且在全球金融领域具有重要地位的公司。

How is the Company Manulife Financial?

Manulife Financial is a company with significant influence in the financial field.

Manulife Financial was founded in 1887 by Canada's first prime minister, John Alexander Macdonald, and has a history of more than 155 years. Its headquarters is located in Toronto, Canada, and it is a company mainly engaged in insurance business and providing a wide range of financial services.

The business scope of Manulife Financial is extensive, covering personal life insurance, group life and medical insurance, group pension plans, reinsurance services, and investment management services. The company provides financial advice, insurance, and wealth and asset management solutions to individual, group and institutional clients. As of the end of 2020, the company has more than 37,000 employees, over 118,000 agents, and tens of thousands of distribution partners, serving more than 30 million customers.

In terms of asset size, as of December 31, 2020, the total value of assets managed and administered by Manulife was 1.3 trillion Canadian dollars (approximately 7.9 trillion Hong Kong dollars), and the amount paid to customers in the past twelve months was 31.6 billion Canadian dollars.

Manulife Financial operates in multiple regions around the world, including Asia, Canada and the United States. It is listed on the Toronto, New York and Philippine stock exchanges under the stock code MFC and on the Hong Kong Stock Exchange under the stock code 945.

In terms of credit ratings, the rated subsidiary insurance companies of Manulife Financial have received a credit rating from Standard & Poor's, which upgraded its financial strength rating from "AA+" to "AAA". This is the highest level among the eight rating categories of Standard & Poor's. Only two listed life insurance companies' subsidiary insurance companies in the world can receive this rating, and Manulife Financial is one of them, which fully demonstrates its sound management structure and stable financial situation.

Over the years, Manulife Financial has continuously strengthened its strength through a series of acquisitions and mergers. For example, on September 30, 2003, Manulife Financial acquired John Hancock Financial Services Inc. for $11 billion, becoming the second-largest life insurance group in North America. On September 4, 2014, Manulife Financial acquired the Canadian asset management and insurance business of Standard Life for 4 billion Canadian dollars. In 2022, Manulife Financial successfully completed the largest cross-border merger transaction in Canada, merging with John Hancock Financial Services Inc. in the United States, further enhancing its position in Canada.

Manulife Financial also has a layout in the Chinese market. Hengfeng Financial Management Co., Ltd., as its wholly-owned subsidiary, is one of the key measures. The company integrates wealth management, finance and blockchain businesses, and has long been engaged in group life insurance and personal life insurance businesses. Its pension products and bank products are also deeply supported by customers.

From the perspective of the company's development history, Manulife Financial has gone through a century of ups and downs, survived two world wars and many financial crises, demonstrating strong resilience and adaptability. Its asset size is huge. According to relevant data, the company's asset size has exceeded 663 billion US dollars since September 2015.

In terms of industry rankings, Manulife Financial has performed well. In July 2018, it was ranked 241st in the Fortune Global 500 list. In July 2019, it ranked 418th in the Fortune Global 500 list. In early 2020, it ranked 476th in the 2020 World's Most Valuable 500 Brands list. On May 13, 2020, it ranked 123rd in the 2020 Forbes Global 2000 list. On August 10, 2020, it ranked 181st in the 2020 Fortune Global 500 list.

To sum up, Manulife Financial is a strong, wide-ranging, long-established and important company in the global financial field.